Archive for car safety

DIY Car Servicing: Not as Difficult as You Might Think

Driving safely is much more than not drinking and driving. It also means that you should keep your car in top running condition. The best way to do this is to put your vehicle through a regular maintenance routine. How about servicing your car on your own? You don’t need to be an experienced mechanic to be able to maintain your car at peak performance. All you need is to know what to check for and how to fix basic problems. Yes, you should leave the more complex issues to the professionals. Here’s a look at some things that you can do to service your car, keep it in peak condition and save some money in the process.

How to Service Your Car:

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There are some basic checks that you should perform on your car at regular intervals. Here is a list of things you can do yourself:

  1. Radiator Flush: Driving around in the heat of summer can take its toll on your car unless you ensure that your radiator is working perfectly and you’ve topped up on coolant. The problem is that the radiator tends to wear down and corrode with use. This can affect its ability to keep the engine cool. The best way to prevent radiator problems is to flush your radiator once a year. All you need for this is a screwdriver or pliers, radiator flushing solution, some rags, coolant and a funnel to pour liquids through. However, before you begin, you should make sure your car is completely cool. First, remove the drain plug on the radiator, and drain out all the existing coolant. Make sure you put something to collect the used coolant so that it can be disposed off safely. Now put in the flush solution and top up with water. Turn on the car and let it run till the car reaches its usual operating temperature. Now turn on your air conditioner and let it run for about 10 minutes. Turn off the car and when the engine has cooled completely, drain out the fluid in the radiator and fill in fresh coolant.
  2. Oil & Oil Filter: Most car experts say that the oil should be changed every 6,000 kms. However, check what the optimal time to change oil is for the make and model of your car. Again, the oil should be changed only when the engine is completely cool. For this you will need to use a jack to raise the car. If you don’t have a good jack, check out the Autosun 2 Ton Hydraulic Trolley Jack. This high quality, powerful device can lift up your car with ease. Once the car is raised to a comfortable height for you to slip under it, locate and loosen the oil pan. Let all the used oil drain out. Now remove close the drain plug and remove the oil filter. Make sure you lubricate the rubber gasket before you fit in the new filter and oil. Use your dip-stick to ensure you’ve filled in the right amount of oil.
  3. Brakes & Brake Pads: This is one thing that can save your life in a crunch! Experts recommend that the brakes and brake pads should be checked at least every six months. And don’t forget to check your brake fluid too. Once again, you will need to raise your car with a jack. You will also need to remove the car tires to be able to reach the brakes, so don’t forget to loosen the lugs before you jack up the car. You will need a screwdriver to open out the brake caliper and remove the brake pads. Make sure you don’t move the brake line in any way while doing all this. All you need to do then is to replace the brake pads.
  4. Cleaning the Interiors: Since this is where you spend most of your time with your car, it always helps to keep it clean. A portable vacuum cleaner is just right for this job. If you don’t own one, consider the Autofurnish Wet and Dry Car Vacuum Cleaner. This small and easy to use device makes cleaning your car a breeze. You will also need a clothes brush or a new shoe polish brush and a clean cloth. Use the brushes to loosen all the dirt from the upholstery and floor carpeting before using the vacuum cleaner. Give all other surface a good cleaning with a cloth once you have vacuumed. Air Wick makes great gel air freshners to give your car the final touch.

It is a good idea to check your air filter and tyres as well, while you’re at it. A good car repair kit, like the Emergency Kit for Car Repair by Global Gift India, is also a great idea to keep within easy reach.

Routine Services to Keep Your Car Running Smoothly

There’s no question that car owners are always trying to get as much out of their vehicles as they can. Traditionally, it wasn’t uncommon for someone faced with damages to just purchase a new car, rather than shell out $1,000 for a repair. But nowadays, more and more people are willing to spend that $1,000 — and they’re willing to make their vehicle last as long as possible, too.

With that in mind, in order to keep your vehicle in tiptop shape for an optimal amount of time, it’s critical that you conduct certain routine services. Regularly carrying out the services below will allow your vehicle to continue running like new for many years to come.

Oil Change

            We all know that oil changes are important for keeping your engine running smoothly and without friction. However, some people tend to wait until their oil light comes on (and a even little longer after than — we’ve all been there!), but this is certainly not recommended. Instead, you should consult your owner’s manual to determine when your vehicle is recommended to have its oil changed. With today’s technological advancements, the maximum range of miles between oil changes is typically somewhere between 3,000 to 15,000 miles — a huge margin, so there is no longer a general rule of thumb. Also, don’t forget that vehicle is different; knowing your specific car’s needs is essential for keeping it running great for longer.

Tires

            Naturally, tires can leak due to usual wear and tear, so it’s important to check them routinely. Under inflated tires result in more gasoline since as the engine overcompensates, which is something that everyone should avoid. Tires that aren’t at optimum pressure also wear out sooner, which has the potential to put you in danger if an emergency comes up. As a general rule of thumb, it’s suggested that car owners check their tire inflation at least twice per year.

            No less, it’s also a good idea for people to get their tires rotated routinely. Doing this will both extend the life of your tires and keep your car’s alignment on track. Also, front and rear tires tend to wear down at different rates, and rotation can even out that difference. For more information you should check your owner’s manual to get tire rotation and pressure suggestions that are specific to your vehicle.

Air Filters

            Clean air filters are essential to keeping your engine running properly for as long as possible — they serve to trap dirt, dust, and grimeand they keep them from harming your engine, too. Where you live and how often you use your car can help determine how often you should get your air filters changed.  For instance, if your car drives through dirt and dust all the time or experiences frequent stop-and-go traffic, your filter will probably need to be changed twice as often as other vehicles. As states before though, it’s recommended that you check out your vehicle’s owner’s manual to get a more specific picture of how often your air filter should be changed.

Although changing your car’s oil, servicing its tires and cleaning out its air filters are arguably the most important routine services one should undertake, there are still myriad other things that could also stand to be checked on at least a yearly basis. In any case, it’s no question that by thoroughly reading your owner’s manual and getting routine maintenance at a trusted auto care shop, you can keep your car running great for years to come.

Written by the staff of Custom Complete Automotive. Custom Complete is your go to solution for car repair, car inspections and an oil change Columbia MO has to offer.

Is There a Connection Between Airbag Malfunction and Recalls?

8107539280_5a1faf177f_nIs There a Connection Between Airbag Malfunction and Recalls?

When car manufacturers first started placing airbags in cars it was thought to be revolutionary. This technology was meant to save lives. At first, these devices were only found in the steering wheel to protect the driver during head-on collisions.Over time, airbags were installed in the front passenger area and in the doors of the front and back seats of some cars. All of this was done to protect the passengers.

However, a recent recall by Honda has made many people stop to question how safe these devices are if they can malfunction so easily.

This recall came about when it was discovered that an electrical malfunction could deploy the airbags at any given time. This malfunction has resulted in many accidents and some deaths. Honda quickly recalled over 400,000 cars to fix the issue.

There have also been other concerns with airbags in the past. It has been discovered that they can actually harm anyone sitting in the front seat that is under the height of 5’5 and that small children can be suffocated. While car manufacturers have issued safety warnings and made adjustments to these systems, there is still a risk associated with their use.

Injuries and Malfunction In An Airbag System?

Under Missouri product liability laws, a product manufacturer has an implied responsibility to only place goods on the open market that are not dangerous to consumers. If the manufacturer of any product fails to meet these expectations, they are liable for the damages that they caused to the injured consumer.

This law applies to any manufacturers of products, including car manufacturers that are based in the United States or import cars from another country. Consulting with a St Joseph car accident lawyer or other legal professional in Missouri and across the U.S. is a viable option for individuals adversely affected by vehicular malfunctions.

It should be noted, however, that if you own a car and were notified of a recall and you did not participate in this recall, your rights to make a claim for compensation may be a little more difficult. The good news is that it is not impossible.

As a car owner, you have the responsibility of following through on any recall notices and having your car repaired. Dealerships provide this service for free and, in most cases, all you need to do is make an appointment to have the repair completed. Failing to do so is seen, in many instances, as shared responsibility for the accident if one occurs due to the recalled system or part.

If you have been injured by a malfunction of your airbags, or any other system in your car, you should seek legal advice from a personal injury attorney who specializes in product liability cases. Your attorney will be able to explain your rights as a victim and provide you with the correct information on how to proceed with making a claim for compensation.

All drivers should be aware that airbags save more lives than any other safety measure on a car. However, there can be malfunctions in this system just like any other. Make sure to comply with any and all recall notices you receive to ensure that you are not subjected to an unnecessary injury by a defective product.

Jamica Bell is a freelance writer and safety advocate. She contributes this article as a way to highlight the connection between airbag malfunctions and recalls. During her research, she discovered useful information on the site of a St Joseph car accident lawyer that helped to confirm the importance of addressing malfunctions and resolving recall issues promptly.

Photo credit: http://flic.kr/p/dmrfY1

Traveling with Little Ones: Ensuring a Safer Ride

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For most people in their late teen and early adult years, taking their first car out on a road trip brought with it a feeling of freedom that not many things can match up to. After hitting adulthood and having children, however, traveling takes on a whole new meaning. During these trips, parents are often more focused on keeping their children happy, but even in this quest, it’s essential to not forget about the child’s safety while in the vehicle. There are a variety of dangers that children can face while in the car with their parents, but luckily, a few proactive steps can easily mitigate these risks. 

Accident Statistics Involving Children

The chances of a parent and their child being involved in an accident increases with the amount of time spent on the road, so when traveling on even short vacations or road trips, a child faces an increased danger not usually experienced by those who are simply riding along on errand runs. This is important to note once a parent realizes that, in 2011 alone, over 650 children under the age of 12 died in auto accidents; and even more alarming is the fact that 148,000 children in this age range were injured in accidents.

It’s an unfortunate truth that these incidents are often linked to parents’ neglectfulness. A study actually found that around 40 percent of children riding with parents who didn’t use seat belts were also not seated in proper child safety seats. Unfortunately, children are also sometimes put at risk when their parents think they’re doing everything right.

Safety Seat Importance

The importance of child safety seats cannot be overstated. The use of car seats lessens the risk of an infant dying in an accident by 71 percent.  For toddlers, this number is 54 percent. Even the use of booster seats, as opposed to regular seat belts alone, reduces a young child’s chances of experiencing a serious injury by a full 45 percent.

Sadly, the use of these seats doesn’t guarantee safety. This because around 72 percent of all child safety seats aren’t properly installed. A recent tragic example shows just how important proper safety seat installation is. An accident in Missouri ended in the deaths of all passengers except an infant who was seated in a properly installed safety seat. The proper installation of this seat is likely what saved the child’s life.

In the disheartening example listed above, the surviving family members will likely be able to recover financial compensation due to wrongful death, and their chances of doing this increases if they have an experienced car wreck attorney. As Cofman Townsley, car wreck attorneys in Independence MO, state “A car accident can happen so fast, there is no time to think. It can leave you traumatized and devastated over personal loss.”

Thankfully, this will not be due to any serious harm to the young infant, and for those who are worried that their child’s safety seat may not be properly installed, the National Highway Traffic Safety Administration provides a search engine for car seat inspection centers around the country.

Other Tips on Keeping Children Safe

There are also other safety steps besides proper safety seat installation that can keep children safe on the road. One safety tip, still related to car seats, is to replace a seat that’s been involved in a moderate to serious accident. They begin to lose their effectiveness after this. Additionally, it’s smart to place one’s purse or other vital belonging in the back seat’s floorboard. This will ensure that, after a long journey that may have been mind numbing, a parent will not mistakenly forget their child in the back seat.

Another safety tip, though it may cost a few extra dollars, is to invest in a portable DVD player. This will keep children preoccupied, and since this will reduce the likelihood of them misbehaving and demanding a parent’s attention, it will also reduce the chances of an accident occurring due to distraction.

The numbers related to childhood injuries and deaths on America’s streets are undoubtedly disheartening, but these statistics also tell the story of children who could’ve survived had a few protective measures been taken. Sadly, with negligent drivers on America’s highways, not even the safest of parents can ensure that their children won’t be involved in an accident. Fortunately, the appropriate safety measures followed up by the right legal help can ensure that a child remains safe while not breaking the parent’s bank. 

As a mother to 4 Lisa Coleman understands the importance of proper car seat installation and safety, especially when an accident occurs. She recently viewed online how Cofman Townsley, car wreck attorneys in Independence MO, can legally help a client who has been a victim in a car accident due to negligent driving.

Photo Credit: http://www.flickr.com/photos/jennycu/5586184417/

Vehicle Safety: Devices that Enhance Your Car Safety

Imagine you are driving along a hillside road with your family and unexpectedly a reckless driver behind you gives a sharp turn to overtake your vehicle. Seeing the negligent driver you know that he is drunk because of his drowsy and expressionless face. You are afraid that his car could possibly crash into yours and this will put you and your family in serious risk. If you had safety devices installed in your car, the situation would have possibly been easily managed. The fear of staying safe on the road automatically vanishes if you have car safety features installed in your car, which minimizes the risk of an accident.

The rapidly advancing technology has made it possible for us to stay safe on the road with certain devices that make travel safe and convenient. Apart from being a good driver, you need to be more cautious while on the road and ensure your car has all the best safety equipments installed. Here are a few must-have car safety devices every vehicle needs to have.

Install Air Bags to Stay Safe on the Road

If you are at anytime involved in a head-on collision with another vehicle, then an air bag is what you need to avoid this situation. Important safety equipment like an air bag comes handy during a head-on collision. Air bags position your vehicle in a fraction of a second and minimize the heavy impact of an accident. It also averts a situation like hitting your head, being thrown out of the vehicle and ensures that you do not come in contact with side doors or windows.

Although the frontal varieties of air bags are frequently used these days, it is also a good idea to include the rear and side air bags in your vehicle for better safety. Side air bags come handy when your vehicle comes across situations like a rollover.

Prevent Injuries With Seat Belts

If you are unable to do anything to stay safe on the road then at least ensure that you wear your seat-belt every time you drive your vehicle. Without wearing a seat belt even a slight collision can cause serious injuries. Ensure that you have lap/shoulder seat-belt systems installed in your cars and don’t forget to put them on every time you get in the car.

Traveling short or long distances, keep in mind to wear seat-belts often.

Maintain Steering Control With Anti-Lock Braking Systems (ABS)

Apart from averting your vehicles wheels getting locked up during emergency braking, the anti-lock braking system helps you have full control of the steering and minimize skidding. The ABS is a vital safety device your car must have as it gives you a chance of avoiding an obstacle, particularly when it becomes too late to stop. Having ABS installed in your vehicle will give you full control of your steering even under full brakes.

Install Electronic Stability Control (ESC) for a Safe Travel

One of the major benefits of installing this safety device is that it minimizes the risk of losing control of your vehicle. Amazing car safety devices like the ESC is capable of detecting under steering, over steering and rolls over of cars easily. This is done with the help of numerous sensors and effectively scrutinizing wheel speeds. ESC makes the required modifications to ensure your vehicle regains stability. This safety equipment does this by minimizing acceleration or doing other things to correct the problem – all in a jiffy.

Whether you are travelling for work or pleasure ensure that you have these safety devices installed in your vehicle. If you don’t have these safety equipments in your vehicle, get some upgrades done the next time you get an auto service. If you reside in Glen Waverley, a suburb in Melbourne, Australia you get your vehicle serviced at Car Repair & Services glen Waverley.Install these safety devices in your cars and have a safe travel.

Kindly check the article and hope you will publish my written article as soon as possible.

What should you look out for before buying a new car?

The New Year induces feelings of a fresh new start, and a set of different resolutions set out by most �Resolutionists’. Most people consider investing on a new vehicle, especially a new car, once the New Year commences. Do not let your New Year resolution of buying a new car for yourself get away as usual this year.

Buying a new car can be quite a major choice that requires proper consideration. If you intend to buy a new car, just plan your finances and consider the following points:

1. Purpose: While buying a new car for your daily commutation, make sure you don’t get carried away with its looks and style. You need to be very clear about the purpose of buying the new car. It will only help you invest in the right direction, as you can get what you asked for. It is better to devote proper time to your research and inquiries in advance, rather than to repent later

2. Ownership: Prospective buyers must always devise a proper budget and spending plan before investing on the car. Make sure you give proper weight-age to issues pertaining to current market condition, features of the car and your monthly installment. Remember that you are investing for long-term comfort, and need to keep paying the installments for a long period of time.

3. Green cars: If you’re a responsible individual desirous of environmental benefit to your surroundings, why not invest on green cars? These cars are Eco-friendly, and can greatly motivate your peers to invest on environmental purposes as well.

4. Value added products: When buying a new car, make it a point to look out for life, disability and unemployment insurance covers. Discuss properly and in detail with your finance and insurance specialist regarding insurance products that you must choose. There are many insurance and value added products available, out of which you can choose one that best suits your needs.

5. Dealership: Recent research has shown that a majority of first-time buyers commit a common error of not buying from a reputed dealer. Buying a car from a reputed dealer just ensures that you enjoy the best service. Most of the risks associated with buying a new car are mitigated once you buy from a renowned dealer.

6. Legalities and services: You need to work on all legalities relating to the car before making your payment. Consider discussing and contemplating over the legal documents and other formalities in advance. You may also need to look out for other services offered by the dealer. There can be instances where dealers come up with free repair services. If not, make sure you consult them in advance to know about regular services from car service Thomastown

Never hesitate in asking the automobile salesman about various technicalities of buying a car. If you’re in dilemma regarding which car to buy, look up for various features and conduct a proper research to ascertain whether or not to invest on a particular car. It will only help in safeguarding your interests.

Basic Car Maintenance: Five Things That Many Drivers Forget To Check

Basic Car Maintenance Five Things That Many Drivers Forget To Check

Cars need to be serviced regularly to maintain optimal performance. Most drivers know they need to change their oil, but there are other things that need to be checked on a vehicle. Here are five things most drivers regularly forget to check on their vehicle.

Check Windshield Wipers

For numerous drivers, the windshield wipers are frequently ignored until the first overwhelming rainfall or snowfall. Dirty windshield wipers hinder visibility. Impaired visibility leads to hazardous driving conditions, and dangerous driving conditions cause car accidents. Drivers should make sure their windshield wipers are appropriate for the season. Windshield wipers should be changed at least twice a year.

Check Windshield Washer Fluid

Every driver wants a clean windshield. However, most drivers neglect to check their windshield washer fluid. Driving without windshield washer fluid is a hazard. Bugs fly on car windows and leave stains on windows. You cannot clean your windows without washer fluid. You should carry an extra container of washer fluid in your vehicle and periodically check the level to ensure clear visibility while driving.

Check Tire Pressure

Your vehicle upholds steady contact with the street through its tires. Having too little or too much air in your tires can cause unreasonable wear on your tires, diminish traction and cause unsafe driving conditions. Many careless drivers do not regularly check their tires. Tire pressure should be checked frequently, some even suggest that it should be checked every time the driver stops for gas. Having the correct tire pressure will save on fuel and improve driving performance.

Check the Gas Cap

Some drivers neglect to check the gas cap after they have pumped fuel into their vehicles. Double checking the gas cap will improve vehicle performance. It will also prevent dirt from entering the gas tank.

Check the Tire Tread

The majority of drivers neglect to check the tread on their tires. Bald tires can cause the vehicle to lose control. If the tread is low it is best to fix the problem soon. Brakes are often checked during routine car maintenance, but tire issues can cause problems with the brakes. Professionals that offer tire repair in Calgary like Speedy Brake and Apollo Muffler can help you figure out what option is best for solving your tire or brake issues. Drivers should check their tires and brakes at least once a week.

In terms of vehicle upkeep, drivers need to understand a well maintained vehicle can increase the longevity of the car and improve vehicle performance. A properly maintained car can also keep drivers safe on the road in all weather conditions.

Caution! Apply Brakes to Cars, Lupus and Alcohol

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Caution! Apply Brakes to Cars, Lupus and Alcohol

With more than 1.5 million Lupus sufferers in this country alone, it is imperative for people who suffer from this autoimmune disease, as well as those closest to them, understand the risks of mixing alcohol with Lupus medication. With upcoming holiday festivities, it’s important to remember not to over imbibe.

Lupus is a condition where your immune system gets confused and instead of attacking foreign substances in your body, it goes after your healthy cells and tissues, leading to damage to your joints, skin, kidneys, heart, lungs, brain, and blood vessels to name a few critical things.

Symptoms of Lupus vary in people but can include fatigue, fever, joint swelling and pain, memory loss, and chest pains. Inflammation can stress your major organs. Since there is no cure for Lupus, most treatments are centered around treating the symptoms and preventing flare ups, such as reducing pain and swelling, and balancing your hormones.

Reactions From Alcohol

Many Lupus sufferers have reactions to the sulfates in wine. Others have a reaction to the gluten in beer. Symptoms include chills, diarrhea, and fevers. And alcohol also stresses the liver in Lupus patients.

Any medication, whether it be one that can be purchased over-the-counter or one that is prescribed to a patient, comes with risks that could make drinking alcohol ill advised. However, this risk could be increased substantially when the person consuming alcoholic beverages has Lupus.

Before a person thinks about consuming a beer or enjoying a glass of wine at a celebration, she would do well to understand the negative reaction that her medications could have once they are mixed with alcohol.

Pronounced Inebriation

A person who is perfectly healthy can sometimes consume alcohol and still remain somewhat in charge of her faculties. However, a person who has Lupus may not be so lucky. Because she often takes medications that contain aspirin, corticosteroids, and anti-inflammatory agents, she could suffer more pronounced inebriation, if not total incapacitation.

A Lupus patient who makes the unfortunate choice to drive after consuming alcohol also could suffer additional legal punishment if she is found to be under the influence of both medications and alcohol. The police will not give any credence to her being sick with Lupus or having to be on medication. According to one Orlando DUI lawyer, “that person will face legal punishment to the fullest extent of the law.”

Medication Rendered Ineffective

When a person with Lupus drinks alcohol, she may not realize that she could be rendering her prescribed medications useless. Alcohol could be impeding the medications’ intended effects, leaving she at risk of flare-ups and pain. If a patient wants her medications to work properly, it is vital that she avoid consuming alcohol and making it difficult for her medicines to carry out their intended duties. Once a person avoids alcohol, this Lupus patient could enjoy being free from flare-ups and pain that are commonly associated with this condition.

Along with avoiding alcohol, a Lupus sufferer could also choose simpler and more natural treatments for her conditions. Along with taking her medications, she may be advised to get plenty of rest and stay well hydrated. Resting and proper hydration can help her body avoid the pain and inflammation that are associated with her condition. Likewise, doctors urge Lupus patients to work out every day, but avoid overdoing their routines. A simple walk around the block or a short session of lifting weights could help her body heal itself from the discomfort associated with Lupus.

While more than one million people in this country suffer from Lupus, this disease does not have to control people’s lives. They can find relief from the pain, flare-ups, and swelling that make so many patients miserable by following some simple steps. Using alcohol while taking Lupus medications could lead to legal and physical disaster for these patients.

Lupus sufferers can still enjoy their holiday get togethers by avoiding alcohol. Concentrate on family and friends and camaraderie. Get into the spirit of joy by celebrating with loved ones in activities that don’t involve drinking and ring in the New Year with a substitute for the bubbly by toasting with sparkling juice.

Debbie Nguyen has many friends who have Lupus. She encourages them to keep a healthy lifestyle and abstain from alcohol. Search Orlando DUI lawyer online for information and tips on how to keep your driving record healthy.

Photo Credit: http://www.flickr.com/photos/donhomer/7398342956/

Does Your Car Insurance Cover it All?

A flyover, a red car, and a plane

Many of us fail to read the small print or dozens of pages laying out what your car insurance will and will not cover. This leaves many of us with a false sense of safety that when something happens to our cars, we will be taken care of. But what exactly will your insurance cover? Or better yet, what won’t it cover? Here are some situations where you may not be able to depend on your car insurance:

1.The Big Pay Off

And if it gets stolen, taken for a joy ride, and crashed by the thieves, we would like to believe we are covered. This may not always be true. If you don’t have gap coverage, you may be buying your new car yourself. And if it is your fault it was stolen, like leaving your keys in it, don’t expect your insurance company to pay you off.

2.You’re a Bad Driver

If your year yielded more accidents than you ever had, you may want to be very careful, if you are found to be at fault, you can expect your car insurance company to cut you off. Tallying more than 4 accidents makes you a bad driver and the 5th accident may be the straw that breaks your insurance’s back.

3.You Were Drunk

If you were involved in an accident and convicted DUI, expect your insurance company to drop you. Many insurance companies have a 0 tolerance policy for those driving while under the influence, as they should. It is not only a danger for you, it is a danger for everyone on the road.

4.You Forgot to Pay

Either you can pay month to month or take advantage of their discounts and pay your entire policy upfront. Either way, you never want to forget to pay. Driving with lapsed insurance won’t cover any accidents that occur while uninsured. Be sure your insurance company has your updated contact information and keep track of when your policy ends.

5.Moving Violations

It’s unusual to find people that have received at least one speeding ticket in their lifetime. If, however, you have a lead foot and lack the good sense to avoid speed traps, your insurance company may drop you. Once you’re dropped, you’ll be paying a pretty penny for someone else to pick you up. While you don’t have to worry about being dropped for a single speeding ticket, earning more than three in a year may see your rates increased. Even more and you may be completely dropped from your carrier.

6.No License

If your license does get suspended, even after you have gotten coverage, don’t get in an accident. Not only will the police fine you, but your insurance company won’t pay for repairs if you were not allowed behind the wheel. Many people who get caught are the ones who think they won’t. If your license is suspended, just don’t drive. Contact the courts to find out what you need to do in order to get it back.

7.Dragging Your Feet

If you wait too long, your insurance company may deny your claim. If you are injured, have someone contact your insurance company for you. Your insurance agent can help you get through the accident and explain the step by step process. However, your insurance company won’t pay out every claim. The best thing that you can do is to practice safe driving and find out what your insurance really covers.

Karen Smith is a blogger just check this site  debt settlement pros and cons  to get more information.

 

 

 

DO’S AND DON’TS WHILE BUYING A USED CAR

Owning a car is a huge investment. Many people would prefer to buy a used car because it’s cheaper, pay less for insurance than a new car. You can find and compare the used car at franchised dealers, non-franchised garage, actions, private ads or online.
It is not obvious that a second hand car is always in best conditions. Therefore, there are few things you need to know and check before making a decision to buy that used car. There are:

1. Tyres
Tyre is the best indicator of worn out suspension, suspension bushing, tire rod and misalignment. This can be indicated by uneven wearing out of the tyre at the edges. When you steer the wheel, they should bend at the required angle without making excessive bending that cause wear and tear.

2. Exhaust
Exhaust gas can be observed so that you can judge the condition of the engine. Exhaust gas has colours that indicate the condition of the engine that is black, blue and white smoke. Black smoke is an indication of incomplete combustion due to insufficient air, excessive fuel or worn out nozzle. Blue smoke is an indicator of combustion of the oil lubricant. White smoke may appear when the engine is too cold but it should disappear immediately after the engine become hot. If the white smoke persist when engine is hot, it indicate that the engine has worn out valves thus there is low compression or the water is leaking to the combustion chamber.

3. Oil
Every vehicle has a dipstick for checking the oil level and quality. Although the modern cars has an oil quality sensor that indicate to the driver that the oil should be changed soon. These prevent the excessive wear and tear of the engine. Search for such a car to prevent unexpected engine breakdown. Otherwise, it is a bit tricky to judge the oil lubricant condition by your sight. Avoid buying cars with sludge oil because it shows that they are poorly maintained.

4. Bodywork
A car which has been repainted and has dented or signs of panel biting is an indicator of crashed car. It’s very easy to know a car that had accident due variation in paint and dent on the body.

5. Identity
It is important to confirm the car identity from the DVLA contact number. The number should be the same with the number on the engine.

There are things you should not do when buying a car. There are:-

1.) Do not buy a used car from a dealer during special sales event because they are sold by contracted specialist who is trained to convince customer till they buy what the dealer has.

2.) If the car you are buying is very reliable, do not buy for extended warrant as it will cost more money.

3.) You should only drive the car home after the financial paper work is complete.

Most of the used car identification information can be found on the DVLA contact number. It will help you in verification of the car so that you don’t fall into problems.